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My wife and I both have 12 month CDs with Corus. They both come due in about a month. My wife just got a really nice box of candies from Corus. I didn't.

It is wonderful to watch the non-profits, with Harvard at the head, mimic the for-profits and pay huge sums to people who have blown their money and lost millions of dollars in elaborate and reckless investments. Who in their right minds would donate money to a non-profit these days, given their total disregard for the obligations they have to their donors.

As the Great Depression set in, countries around the world raced to put in trade protection measures in order to safeguard their own economies. With this downturn, we see countries racing to do something with the same consequences, but without the same political undertones. What is it?

The biggest investment mistakes that I have ever made - from Xerox to Friedman Billings to Canadian oil trusts - have all involved the chase for dividends. I've been reading Billytickets, and while he makes some good points, I believe that investors might be better served to chase corporate bonds in this environment than dividend stocks.

Bernanke dropped interest rates virtually to zero, surprising almost everyone, as part of a very smart – albeit risky – plan to spark institutional and individual investors to get out of treasuries and into other investments. He is betting that in short order the absence of a return from holdings in government securities will push people to start investing in alternative vehicles and institutions to start lending again.

Open a free chase checking account, fund it with a $100 minimum opening balance of new money, and get $125 deposited into your account.

President Bush announced that GM and Chrysler will receive $13.4 billion in government loans to keep them afloat until March.

Visa just launched Black Card, an exclusive credit card with a $495 annual fee. The reward include cash back or airline miles, concierge service, a patent pending carbon graphite card, and free luxury gifts.

Mortgage rates reached record lows this week because of cuts in the Fed Fund rate and the drop in Treasury rates. Still, rates have not dropped as much as would be expected.

The Fed cut its Fed Funds rate to 0-.25% last week but there are still some very attractive savings and CD rates. Get them before they are gone.

For a very limited time, Everbank is offering a $40 bonus to new account holders who open an Everbank FreeNet Checking account through the bank's links on BestCashCow.com. Accounts require a minimum deposit of $40,000 in order to qualify for the $40 bonus.