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So you want to buy a house do you? Most of my time in the industry was spent refinancing sub, or non prime clients. The information contained in the following article is applicable for both refinancing and purchases; prime or non prime.... Read →

Here is a short piece on Bankruptcy and the effects on your credit. Rather than focus on credit score, take a look and see what your future lender and broker thinks of when he sees a bankruptcy on your report. A recent BK does not mean you won't get your loan. Happy Reading, Keith

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Word is circulating that in the midst of one of the largest financial catastrophes in global history, Goldman Sachs is getting ready to report record profits and pay out hefty bonuses to its employees. You might be tempted to say that Goldman deserves it; they did after all navigate the financial crisis and come out relatively unscathed. Except that’s not really the case.

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Provides practical guidance for homebuyers or new investors who are in the market for short sale (preforeclosure) properties.

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Homeowners who are upside down on their mortgages can refinance up to 125% LTV through Fannie Mae one month earlier than previously announced.

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Welcome to my life. This series loosly chronicles my beginning as a stockbroker in the mid 1990's. Had I not been there I would not have believed what went on behind closed doors of some of Wall Street's largest firms. This story is not unique, it happened everywhere, but it is my story with my own unique and crazy perspective. Happy Reading Keith A Campbell

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Think the auction rate security saga is over? Not. Today, TD Ameritrade agreed to pay $465 million to its customers to reimburse them for losses taken in the ARS default mess.

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WTDirect is at it again, offering $150 to open a savings account. This is similar to a promotion they ran last year.

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In an effort to reduce its foreclosure inventory, Freddic Mac offers closing help and home warranty.

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Shopping for a Mortgage? Six Key Numbers You Must Know Before You Get Started

Key numbers mortgage shoppers need to know before shopping for a mortgage.

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This is a brief look at the California Muni Bond market. The bulk of this article will be focused on the subject that is near and dear to every bond investor, whether you are located in California, New York or anywhere in between. I will not go into any great detail here as this is just a brief overview foccussing primarily on California. Happy Reading, Keith A. Campbell

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Today's economic circumstances present significant challenges to college students and graduates. Fortunately, the federal government has stepped in to provide assistance with new programs that recently went into effect and have the potential to bring some college debt relief to thousands.

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A Republican Senator proposes an increased tax credit and expands home buyer eligibility.

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Prosper, a PtoP lender that was forced to stop operations 9 months ago by the SEC, finally received approval to begin operations again. The real question though is about the viability of PtoP lending and whether it makes sense from a borrower or a lender perspective.

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This perma-bear, who has been right much more than he has been wrong over the last several years, says that the stock market will go 20-30% below the March lows. He also says that holding cash is a bad strategy.

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