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Here is a short article about Junk, or High yield bonds and what is going on in those markets. This seems to still be a good time to jump in.

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Here is a short word on the subject of diversification. It looks like the professionals have been getting it wrong as well. Come and take a look.

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Savings and CD Rates showed little change from a week ago even as the average 30 year mortgage rate dipped a bit. With low inflation and an economy stuck between reverse and first, there's little reason to see rates rising anytime... Read →
Billionaire investor Wilbur Ross said today that the US in entering a huge commercial real estate crash. You thought the residential crash was bad, just wait. In a Bloomberg article, Ross said: "“All of the components of... Read →

So you are refinancing your home are you? Here is a look at adjustable rate mortgages as opposed to fixed rate loans.

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Consumer spending dropped .5% in September according to the latest information from the Bureau of Economic Analysis, led by the end of the Cash for Clunkers Program.

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I am a big fan of Apple and its products. I even enjoy going to its stores. But, is Apple spreading itself too thinly?

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Whatever came of all those people jumping on the pick-a-pay mortgage loans? Here is a brief look at them and what may have gone wrong for millions of americans with these loans.

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Citizens Bank is offering up to $220 in cash bonuses for opening a checking account, setting up direct deposit, paying bills online, and using your debit card.

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The US Treasury Department today is buying the last of the $300 billion in Treasury bonds, bills, and notes it has purchased over the last seven months to keep rates low. The program, which prevented the yield on the 10-year Treasury bill from going over 4% during this period, helped keep mortgage rates and corporate bond rates low.

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Real gross domestic product -- the output of goods and services produced by labor and property located in the United States -- increased at an annual rate of 3.5 percent in the third quarter of 2009,(that is, from the second quarter to the... Read →

Hi there, we are about to tackle the most difficult part of being a financial advisor, and that is the threat of ARBITRATION. In a system set up to protect investors, it has become surprisingly easy to take advantage of the system and the brokers. Come and take a look.

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The Mortgage Bankers Association (MBA) today released its Weekly Mortgage Applications Survey for the week ending October 23, 2009. The Market Composite Index, a measure of mortgage loan application volume, decreased 12.3 percent on a seasonally adjusted basis from one week earlier. On an unadjusted basis, the Index decreased 2.8 percent compared with the previous week, which included the Columbus Day holiday.

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Southern Commerce Bank of offering a 12-month CD that pays 2.30% APY. That's the best 12-month CD rate according to the BestCashCow rate tables.

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I've written a lot about how the banks and financial companies have benefited from the Fed lowering rates to 0%. They basically have free access to cash since they are paying less than 2% in many cases for deposit money. So, it this... Read →