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A bit of good news for those California Recovery Bond holders as they get an upgrade from Moody's and Fitch ratings agencies.

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The Federal Housing Administration (FHA) which has propped up the housing market by insuring hundreds of billions of mortgage loans, is in danger of running out of money as foreclosures and bankruptcies grow.

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The Federal Reserve on Thursday announced final rules that prohibit banks from automatically charging overdraft fees on ATM and debit card transactions. Before a fee can be charged, customers must consent or agree to the charge in return for being allowed to withdraw money. So, let's explain a likely scenario.

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Here's how the worlds largest maker of networking equipment grows it's business.

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Another article regarding our countries credit woes and current level of debt. Our government treasuries may be heading towards JUNK.

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Ever wonder about our government lending practices as it relates to worldwide debt? Here is a look at our countries debt along with a bit of speculation on what might happen it we get a downgrade.

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FHA Mortgage Loans Growing in Popularity in 2009

One of the big mortgage stories of the financial crisis is the growth of FHA loans as a replacement to conventional mortgage loans and as a replacement to sub-prime loans. According to data from the National Association of Realtors, FHA loans grew from 7% of mortgaqe loans in 2007 to 25% in 2008. That number has probably increased even more in 2009.

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Even as consumers have purchased a record amount of municipal bonds in 2009, many corporations are selling their portfolio to take advantage of rising values and concerns about municipal finances. Consumer investments in municipal bonds... Read →

There are several types of municipal bonds but general obligation bonds are the safest. Here's how you can ensure you are purchasing or holding general obligation bonds.

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Several Fed officials made speeches yesterday reiterating their support for keeping rates at 0% for the foreseeable future. They cite unemployment, unused capacity, and low inflation. I did a quick search and found that this is precisely... Read →

Here is another look at the B word, bankruptcy, and how your lender treats it. If you have gone through a BK recently or are considering it, you may want to take a look at this.

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Former Bank of England policymaker William Buiter says that investors should shun Treasuries because it is almost certain the US will have to raise rates next year. In an interview with Bloomberg Radio, he said: "Rates will have to... Read →

The Adjustable Rate Mortgage

Far too many people make a blanket statement regarding the ever popular two year Adjustable Rate Mortgages. There is a time and a place for them in any interest rate environment; take a look.

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FEAR AND GREED the two emotions of the stock market

Maybe you have seen the ads for the trading systems that were going to revolutionize market trading as we know it, or maybe you didn't catch them before they disapeared. I have a theory about that.

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Hi there, here is a lengthy series on investing for retirement. I will not get into specific stocks, bonds, or mutual funds, though I will talk about them. Take a look and you may be able to save yourself some stress and heartache in the future.

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