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Editor's Note: Perkstreet Financial is now defunct and the product described here is no longer available. PerkStreet Financial is offering a rewards debit card that gives consumers their choice of rewards: cash back, coffee or... Read →

Average 30-year mortgage rates dropped to 4.60% according to BestCashCow/Informa data. That's down from 4.66% and a 2010 high of 5.20% in early April. Fifteen year mortgages rates are close to breaking into the 3% range and now stands at 4% even. Data from the National Bureau of Economic Research indicates that the 30-year fixed hasn't been this low since the 1950s.

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Despite an earnings roller-coaster over the past three years, Pinnacle West has a dividend yield over 5% and has maintained the same high payout for three years running.

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In the 80’s, you received a free toaster for opening up a bank account. Today, some banks are giving away IPods. But is it worth signing up for a new account just for the giveaway?

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Although many people shy away from making stock investments during financial crisis, the truth is that oftentimes if you use backtested investment ideas a financial crises can be the best time to make a solid time tested... Read →
If you want to create a steady stream of income for yourself or your company it may be time to look into how to create a reliable source of income from income investing. Income investing is quickly becoming one of the easiest and... Read →

If you want to develop an effective stock trading strategy learning how to utilize the results of backtesting can be one of the best decisions you ever make since backtesting can help you identify an incorrect or correct investment before your money is on the line.

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For those who want to invest with little risk but eventual large returns, the practice of looking for temporarily low priced stocks from valued companies is a great place to begin. The practice, known as value investing is one that has been practiced for years and can result in great success with only a little background in the practice.

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The changing energy environment presents significant opportunities for energy companies. One such is Pepco Holdings, which yields over 6% in dividends.

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With an 150 year track record, exposure to growing emerging markets, and a dividend yield close to 4%, this is one package worth looking at.

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The 10 year Treasury rate fell to 2.82% today, a 16-year low before closing at 2.83%. That means that 30-year mortgage rates will continue to drop, potentially moving under 4.50%.

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Have you been considering getting a reverse mortgage? Here are some tips and pieces of information to help you determine if one is right for you.

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Moody's just downgraded the bond rating of several universities, sometimes even to junk bond rating. The poor financial health of a university doesn’t just affect bond investors; students are impacted as well.

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One of the federal government's new plans is designed to help about 4 million troubled homeowners. Do you know if you qualify for it?

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Incredible Bank opened its online doors with a 2.02% APY on its free checking account, and equally incredible rates on a 1-year CD. That CD is no longer offered, but the bank still offers impressive but not incredible rates on its free checking account.

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