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Selected category: CDs

Community Bank, with branches primarily in Mississippi is offering a 3.00% APY 15-month IRA CD. That's a terrific rate. The top 5-year CD at the moment pays only 2.75% and the top 12-month CD pays 2.01%. Average CD rates are even lower.... Read →

North Country Federal Credit Union is offering a very competitive 60-month CD that pays 2.80% APY. That's the top rate in Vermont and one of the best rates in the country.

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For those that think the 3% APY CD is long gone, there are still a few credit unions offering rates near 3.00%. El Paso Area Teachers FCU is one, offering a five year cd that is paying 2.98% APY.

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Riverside Bank based in Poughkeepsie, NY is offering a 1.51% APY 24 month CD. That's one of the best CD rates for this term in New York state.

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Fixed Rate Individual Retirement Accounts (also called CD IRAs) are certificates of deposit held within a traditional Individual Retirement Account (IRA) or a Roth IRA. As a result, any interest on the certificate of deposit accumulates according to the tax advantages of the IRA.

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Wymar Federal Credit Union is offering its members a 24-month CD that pays 2.27% APY.

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Frederica Credit Union is offering its members a 12-month CD that pays 1.65% APY. That is one of the very best rates in the country on a 1 year CD.

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Certificates of deposit or CDs are low-risk investments traditionally issued by a bank. Over the years different types of CDs have emerged offering higher interest rates, but also more risk.

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Western Heritage Bank in New Mexico is offering a 24-month CD that pays 1.75% APY with a small $1,000 minimum balance.

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Navy Federal Credit Union is offering a 3.00% APY 20-Month IRA CD. The retirement CD has a low minimum deposit requirement of $50.

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Weekly Rate Deal - CIT Bank and Its 1.15% APY 12-Month Achiever CD Image Image courtesy of Stuart Miles at FreeDigitalPhotos.net

Weekly Rate Deal - CIT Bank and Its 1.15% APY 12-Month Achiever CD

CIT Bank offers a 12-month CD paying 1.15% APY that can have one rate and deposit boost over the course of the term, providing some protection against rising rates.

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Weekly Rate Deal - Citizens State Bank of TX Offering 2.85% IRA CD Image Image courtesy of jk1991 at FreeDigitalPhotos.net

Weekly Rate Deal - Citizens State Bank of TX Offering 2.85% IRA CD

This week we travel to Buffalo, TX to recognize Citizen State Bank and their extremely awesome 2.85% Fixed rate IRA (FIRA also known as IRA CDs).

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Profit Now From Currency-Linked Certificates of Deposit Image Image courtesy of Stuart Miles at FreeDigitalPhotos.net

Profit Now From Currency-Linked Certificates of Deposit

The good news is that we live in a global economy and our savings strategies and investment options are beginning to reflect this reality. Because of these global opportunities we are no longer restricted to saving or investing in one currency, the U.S. dollar (USD).

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Earn More with Equity-Linked Certificates of Deposit Image Image courtesy of Stuart Miles at FreeDigitalPhotos.net

Earn More with Equity-Linked Certificates of Deposit

Maximizing your return on investment is important today now more than ever. With interest rates on traditional deposit accounts paying less than 1 percent and checking accounts charging more for the privilege of accessing your own money, you should take another look at equity-linked certificates of deposit.

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Weekly Rate Deal - Digital Federal Credit Union Offering 2.86% APY CD - Nationally Available Image Image courtesy of Stuart Miles at FreeDigitalPhotos.net

Weekly Rate Deal - Digital Federal Credit Union Offering 2.86% APY CD - Nationally Available

Digital Federal Credit Union (DCU) is offering a 60-month CD that pays 2.86% APY with a $25,000 minimum balance and 2.76% with a $500 minimum balance.

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