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Top Savings Rate 1.25% APY. Other bank averages down. Mortgage rates falling with deposit rates. Rate forecast and more.

Best CD rate remains 1.85% APY. Rewards checking offering 3.51% APY. Interest rate forecast is for rates to continue gradual decline.

Average CD rates continue to drop while average online savings remain firm. Top nationally available rate is 1.85% APY. Rate outlook is still for gradual decline in rates until 2014.

Savings and CD rate projections, how to maximize your cash return, and key factors for savers and investors to watch in 2013.

Average 5-year CD rate dips to 1.165% APY, online savings average rate at .731% APY. Fed sets targets for interest rates. Black swan, part I.

Savings and CD rates continue to drift lower. Is it better to open an online savings account or a 3 year CD? Interest rate forecast redux.

Digital Credit Union is currently offering an 8-month CD that pays 1.50% APY. That's higher than every 1 year, 2 year, and and almost all three year CDs listed.

With interest rates at historical lows, and likely to remain there for years to come, is investing in CDs still a viable investment strategy?

Savings and CD rate recap, savers and the election, the move into risky assets, and more.

A number of factors are taken into account when banks and credit unions set the interest rates they pay on Certificates of Deposit (CDs). These include the length of the CD's guarantee period, the need to attract depositor's funds, short and long term economic forecasts and what the competition is offering.

When you put your hard earned money in a Certificate of Deposit, usually known as a CD, make sure that not only are you getting a CD with the best interest rate, but also if your bank fails or merges with an other institution, your money is secure. You can do that by making certain that your account is FDIC insured and follows the FDIC guidelines.

Wondering whether to open a long-term CD and get the most yield, or a short-term CD and hope that rates move up? It's a question I get asked all the time. While there is no absolute answer, there are several factors to consider that may help you make a decision.

Get it while you can. Customers Bank, with branches in Pennsylvania, New Jersey, and New York is offering a special 1.5% APY 12-month CD special.

Sovereign Bank is currently offering a 15 month CD that pays 1.01% APY with a $500 minimum balance.

Wisconsin is about to have its Republican Presidential primary tonight so I turned my attention to the state for this week's Best Rate Spotlight. Pigeon Falls State Bank is offering a 1.76% APY 36-month CD with a $1,000 minimum balance. That's tied for the best rate in the state for this CD term and significantly higher than the 0.99% APY average 3-year CD rate.