Citizens
Analysis
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Edited by General
In the online space, Citizens is a decade old player that was previously branded as Citizens Access. It brings the experience of Citizens Bank N.A., one the largest, oldest and most well established US banking institutions.
Advantages
- Citizens never charges any fees for its online accounts.
- Citizens online savings account has no minimum balance and offers same day ACH transfers.
- Citizens online CD accounts have a $5,000 minimum requirement and offer early withdrawal penalties that are very reasonable.
- BestCashCow has assigned an A climate score to Citizens as a result of its lending to major renewable energy projects across the US.
Disadvantages
- The bank has experienced online access issues in the past but those were resolved a couple of years ago.
Savings Fees
| Fee Type | |
|---|---|
| Non Sufficient Funds | $0.00 |
| Maintenance | $0.00 |
| Out-of-network ATM | $0.00 |
| Excessive Transaction | $0.00 |
| Incoming Wires | $0.00 |
Citizens Reviews
james
November 18, 2023 |
bad bank hold your deposit over months without credit in your account, no interest, they don’t want pay you interest , they want your money with 0% interest.
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