Bask Bank, a division of Texas Capital Bank
Analysis
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Edited by General
Bask Bank is the online banking division of Texas Capital Bank, an Austin, Texas-based bank, and has been offering online banking services for many years now, having first entered the market by offering customers American Airlines miles in lieu of cash interest during the low interest rate environment that existed in 2018 and 2019 (another Texas Capital Bank division had offered a similar product for many years prior to Bask's launch).
Advantages
- Bask offers a very competitive APY in its Interest Savings Account.
- Bask's CD rates have offered rates that are among the leading rates from launch in late 2023, until they were suddenly launched lowered in September 2024.
- The bank's customer service is generally very highly rates.
Disadvantages
- Texas Capital Bank, Bask's parent, has a D climate rating due to its extensive and continued lending to the oil and gas industry.
Best Rate
Savings Fees
| Fee Type | |
|---|---|
| Non Sufficient Funds | $0.00 |
| Maintenance | $0.00 |
| Out-of-network ATM | $0.00 |
| Excessive Transaction | $0.00 |
| Incoming Wires | $0.00 |
Bask Bank, a division of Texas Capital Bank Reviews
smithy1968
April 20, 2024 |
Save your tears for another day. Very frustrating. 1-star.
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