Based in New York City, BestCashCow has been the most comprehensive source of U.S. bank rate data since the day of its launch in June 2005. We now track information on over 8,000 FDIC-insured banks and 7,700 credit unions, with a total of 130,000 local branches, offering over 2,000,000 savings and money market account rates, CD rates, mortgage rates and home equity line and loan rates.
While BestCashCow has grown over the years, its mission remains the same - to provide the information necessary to help you easily earn more money from deposit accounts and/or to pay less on lending products without having to take on any additional risk. Unlike other rates sites that have emerged over the years that list only their advertisers' rates, BestCashCow is both objective and comprehensive. While we welcome advertisers (someone needs to pay the bills, no?), we display all of the online and offline products and their rates. We also display products from the smallest to the largest institutions, provided those rates are offered in your location.
The reality about financial products is well known. Every year Americans collectively lose well over $100 billion in income just by keeping their cash in low earning accounts and purchasing certificates of deposit at rates that are not competitive. That is well over $3,000 for every man, woman and child in the country. To boot, billions are lost from overpaying on mortgages and home equity loans that aren't competitive. There is also tremendous value that millions of consumers forgo by not maximizing their credit card rewards.
We may not be able to change those numbers dramatically, but we can help consumers like you who access BestCashCow by providing the straightforward resources for you to avoid losing - or continuing to lose - money and value from being in the wrong financial product.
To access our savings and money market information, we suggest you begin with our online savings table.
To access our certificate of deposit information, we suggest you begin with our online 1-year Certificate of Deposit table.
Our 30-year mortgage table and our home equity line of credit table are great places to begin your research on mortgage and home equity products, respectively.
Our credit card rewards section is here.
Since 2016, Ari Socolow has been BestCashCow's Editor-in-Chief and its Chief Economist. In these roles, Ari oversees the rate and product management processes. Ari is backed by an extraordinary team of individuals who are constantly checking rates and other bank information to be sure our information is current.
Much of our information comes directly from banks and credit unions and hundreds are already using our free bank interface to update their information regularly and to reach new customers. Representatives of these institutions can apply for accounts here.
BestCashCow also regularly features articles providing information and analysis concerning the products and financial areas we cover. Our articles may also explain various financial terms or structures, provide economic commentary, or highlight products that we think are or are not good deals.
BestCashCow has come a long way from the small site that debuted in 2005. We appreciate the support of the millions of visitors, like you, who have used BestCashCow, and the support of the financial institutions who have made the site possible. We will continue to provide the best financial information, tools, analysis and resources to help all in the United States to save and earn more.
We hope you will share BestCashCow with your friends and acquaintances through these social media links.
Please also feel free to contact us at contact@bestcashcow.com.