California

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California 20-Year Fixed Mortgage Refinance Rates 2024

Compare California 20-Year Fixed Conforming Mortgage Refinance Rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

California 20-Year Fixed Conforming Mortgage Refinance

November 21, 2024
Average: 7.14% APR
Lender APR Rate (%) Monthly
Payment?
Pure Rate Mortgage

Pure Rate Mortgage

NMLS ID: 2578474
6.485% 20 Yr Fixed 6.375% Fees & Points $2,810 Total
0.550 Pts: $1,760
$1,050 Fees

$2,363

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Beeline Loans, Inc.

Beeline Loans, Inc.

NMLS ID: 1799947
6.906% 20 Yr Fixed 6.750% Fees & Points $3,930 Total
0.916 Pts: $2,931
$999 Fees

$2,434

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Beeline Loans, Inc.

Beeline Loans, Inc.

NMLS ID: 1799947
  • Apply in less than 10 minutes.
  • Fast, stress-free closing in as little as 14 days
  • More loan types so you’re more likely to qualify
  • "The smoothest refi experience I’ve ever had" - TR, Houston
20 Yr Fixed

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Top Flite Financial

Top Flite Financial

NMLS ID: 4181
  • We Approve Credit Scores Down to 500
  • Self Employed Bank Statement Loans
  • Investor Loans - DSCR - Cash Out
  • Reverse Mortgage Specialists
20 Yr Fixed

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Veterans United Home Loans

Veterans United Home Loans

NMLS ID: 1907
  • Use your VA Loan benefits to get cash from your home equity
  • Get a personalized quote fast with instant uploads and 24/7 access
  • Over 300,000 verified 5-star reviews
20 Yr Fixed

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CrossCountry Mortgage

CrossCountry Mortgage

NMLS ID: 3029
  • Top 3 Lender: Trusted and established.
  • 19K+ 5-star reviews: Proven customer satisfaction.
  • Wide mortgage selection: Tailored solutions.
  • Unmatched expertise: Your path to homeownership.
20 Yr Fixed

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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

U.s. Bank National Association


Updated 05/07/2023

5.97%

5.75%
0.57 points
$0.00 fees

$2,246.67


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El Dorado Savings Bank, F.s.b.


Updated 11/15/2024

5.87%

6.12%
0.00 points
$0.00 fees

$2,314.79


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Charles Schwab Bank, Ssb


Updated 11/15/2024

6.57%

6.13%
2.00 points
$3,210.00 fees

$2,317.20


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Star One Credit Union


Updated 11/17/2023
Restrictions

7.03%

6.14%
0.00 points
$0.00 fees

$2,318.31


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Citibank, National Association


Updated 06/15/2022

6.38%

6.25%
0.13 points
$2,739.00 fees

$2,338.97


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Patelco Credit Union


Updated 09/22/2023
Restrictions

7.25%

6.49%
0.00 points
$0.00 fees

$2,383.57


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Logix Credit Union


Updated 11/01/2024
Restrictions

6.98%

6.75%
0.00 points
$0.00 fees

$2,433.16


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Atlanta Postal Credit Union


Updated 06/15/2022
Restrictions

7.16%

7.13%
0.00 points
$3,394.00 fees

$2,505.02


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United Nations Credit Union


Updated 06/15/2022
Restrictions

7.16%

7.13%
0.00 points
$2,784.00 fees

$2,505.99


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State Employees Cu Of Maryland, Inc Credit Union


Updated 06/15/2022
Restrictions

7.19%

7.13%
0.00 points
$2,784.00 fees

$2,505.99


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Wescom Central Credit Union


Updated 06/15/2022
Restrictions

7.19%

7.13%
1.00 points
$0.00 fees

$2,505.99


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First Technology Credit Union


Updated 02/06/2023
Restrictions

7.45%

7.25%
0.13 points
$0.00 fees

$2,529.20


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Boeing Employees Credit Union


Updated 06/15/2022
Restrictions

7.33%

7.25%
0.13 points
$5,038.00 fees

$2,529.20


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San Diego County Credit Union


Updated 06/15/2022
Restrictions

7.41%

7.38%
0.00 points
$0.00 fees

$2,553.50


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Virginia Credit Union, Inc., Credit Union


Updated 06/15/2022
Restrictions

7.41%

7.38%
0.38 points
$2,784.00 fees

$2,554.47


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Citizens Equity First Credit Union


Updated 06/15/2022
Restrictions

7.52%

7.50%
0.00 points
$2,936.00 fees

$2,577.90


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Cit Bank, National Association


Updated 06/15/2022

7.65%

7.60%
0.00 points
$0.00 fees

$2,597.50


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Axos Bank


Updated 06/15/2022

8.41%

8.38%
0.00 points
$3,658.00 fees

$2,752.78


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Data provided by BestCashCow

1 Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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