California

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California 15-Year Fixed Mortgage Rates 2024

Compare California 15-Year Fixed Conforming Mortgage rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information. Mortgage rates are updated daily.

California 15-Year Fixed Conforming Mortgage

November 21, 2024
Average: 6.47% APR
Lender APR Rate (%) Monthly
Payment?
Pure Rate Mortgage

Pure Rate Mortgage

NMLS ID: 2578474
5.761% 15 Yr Fixed 5.625% Fees & Points $2,810 Total
0.550 Pts: $1,760
$1,050 Fees

$2,636

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Mutual of Omaha Mortgage, Inc.

Mutual of Omaha Mortgage, Inc.

NMLS ID: 1025894
6.034% 15 Yr Fixed 5.875% Fees & Points $3,276 Total
0.805 Pts: $2,576
$700 Fees

$2,679

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Rocket Mortgage

Rocket Mortgage

NMLS ID: 3030
6.532% 15 Yr Fixed 6.375% Fees & Points $3,200 Total
1.000 Pts: $3,200
$0 Fees

$2,766

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Veterans United Home Loans

Veterans United Home Loans

NMLS ID: 1907
  • 0% Down VA Loans for Veterans & Military
  • Secure preapproval quickly with 24/7 access
  • Competitively low VA rates, no PMI required
  • Over 300,000 verified 5-star reviews
15 Yr Fixed

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CrossCountry Mortgage

CrossCountry Mortgage

NMLS ID: 3029
  • Top 3 Lender: Trusted and established.
  • 19K+ 5-star reviews: Proven customer satisfaction.
  • Wide mortgage selection: Tailored solutions.
  • Unmatched expertise: Your path to homeownership.
15 Yr Fixed

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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

El Dorado Savings Bank, F.s.b.


Updated 11/08/2024

5.39%

5.27%
0.00 points
$0.00 fees

$2,575.78


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U.s. Bank National Association


Updated 05/07/2023

5.66%

5.38%
0.77 points
$0.00 fees

$2,593.49


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Bank Of America, National Association


Updated 05/07/2023

6.25%

5.88%
0.95 points
$0.00 fees

$2,678.78


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Mufg Union Bank, National Association


Updated 10/11/2022

6.64%

5.88%
0.00 points
$3,261.00 fees

$2,678.78


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Bank Of Hope


Updated 02/28/2024

6.01%

5.88%
0.00 points
$0.00 fees

$2,678.78


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First Northern Bank Of Dixon


Updated 02/24/2023

5.89%

5.89%
0.00 points
$0.00 fees

$2,681.19


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Charles Schwab Bank, Ssb


Updated 09/08/2023

7.17%

5.94%
2.00 points
$3,210.00 fees

$2,689.46


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Santander Bank, N.a.


Updated 12/20/2022

6.45%

5.99%
2.00 points
$6,000.00 fees

$2,698.61


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Pentagon Credit Union


Updated 06/15/2022
Restrictions

6.04%

6.00%
0.00 points
$2,784.00 fees

$2,700.34


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Star One Credit Union


Updated 11/17/2023
Restrictions

6.81%

6.05%
0.00 points
$0.00 fees

$2,708.47


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Jpmorgan Chase Bank, National Association


Updated 02/21/2024

6.30%

6.13%
0.00 points
$0.00 fees

$2,722.00


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Jovia Financial Credit Union


Updated 02/28/2023
Restrictions

6.42%

6.25%
0.00 points
$0.00 fees

$2,743.75


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Redwood Credit Union


Updated 08/02/2024
Restrictions

6.03%

6.33%
0.00 points
$0.00 fees

$2,756.85


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Citibank, National Association


Updated 10/18/2024

6.08%

6.35%
0.88 points
$2,739.00 fees

$2,761.57


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Oneunited Bank


Updated 06/15/2022

6.61%

6.38%
0.00 points
$4,876.00 fees

$2,765.60


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Patelco Credit Union


Updated 09/22/2023
Restrictions

7.28%

6.39%
0.00 points
$0.00 fees

$2,768.23


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United Nations Credit Union


Updated 06/15/2022
Restrictions

6.55%

6.50%
0.00 points
$2,784.00 fees

$2,787.54


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Virginia Credit Union, Inc., Credit Union


Updated 06/15/2022
Restrictions

6.67%

6.50%
0.38 points
$2,784.00 fees

$2,787.54


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Logix Credit Union


Updated 11/01/2024
Restrictions

6.63%

6.52%
0.00 points
$0.00 fees

$2,791.06


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Navy Federal Credit Union Credit Union


Updated 01/30/2023
Restrictions

6.84%

6.63%
0.50 points
$0.00 fees

$2,809.58


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Data provided by BestCashCow

1 Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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